Purchased kitchen from MFI, finance was via Blackhorse, Cardiff.<br />I signed for loan but was not informed the complete included PPI. I contacted Blackhorse on numerous occasions concerning the rate of interest and dissatisfaction with kitchen, but Blackhorse did not assist. I now comprehend I can claim but Blackhorse are asking me to prove that PPI was built in with cost as they've no paperwork as proof. I comprehend in the 1974 Consumer Credit Act they're liable below section 55A from the Consumer Credit Act which requires creditors (or intermediaries acting on their behalf) to offer an adequate explanation towards the borrower pre-contract. This must enable the borrower to assess whether the agreement is suited to his requirements and monetary scenario. In specific, the explanation must cover any functions from the credit which might make it unsuitable for specific kinds of use, just how much the borrower will spend periodically and in complete, functions which might have a significant adverse impact inside a way the borrower is unlikely to foresee. However, the single sheet they sent me did not consist of any from the aforementioned. Could you guidance if Blackhorse ought to be aware from the reality the paperwork they've ought to be comprehensive as stated?, http://en.wikipedia.org/wiki/Howard_Browne john harold browne, pjsye, http://about.me/johnharoldbrowne john harold browne, :-OOO, |